Unexpected Events Cover

Unexpected Events Cover provides a budget friendly, insurance policy for unexpected life events such as death, sickness and accident.

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About Unexpected Events Cover

Unexpected Events Cover offers businesses an easy way to enhance retention strategies by giving your employees access to ‘rainy day’ insurance benefits’ to cover the gap of unexpected life events.

Your employees can enjoy the security that comes with prompt pay-outs in the event of death, sickness or accidental injury1.

Packages start from as little as $3.752 per month, per person. Find out more about which package option and pricing is right for your business by contacting us today.

Did you know the average Australian Funeral costs upwards of $7,500.3


Discover how you can support your people and their families by contacting us today, online or on 1800 773 427 (free call).

Features and Benefits

Essential Death Cover

Should the unthinkable happen to your employees or their immediate family members, they will receive a pay-out for funeral expenses or other essential bills.*

Accident Cover

A flat fee to assist in helping cover the gap when an accident happens to support your employees back to work.*

Sickness Cover

A nominal ‘top-up’ amount for daily expenses should your employees run out of paid leave in the event of sickness (not WorkCover related).*

Cost Effective

Specially designed to financially protect your greatest assets at a very affordable price, starting from as little as $3.75^ per month, per person.

Easy Application, Prompt Cash Payments

No medical questionnaires or examinations (excluding pre-existing conditions); cash is paid directly to your employee to be used as they choose.

Supporting Wellness and Community

With over 170 years’ experience of supporting our members in their time of need, our friendly Australian based support team is here to help you every step of the way.

For more information, download our product flyer or arrange a call back, today.

The Foresters Difference

Foresters Financial is a proud member-owned investment and insurance company that puts its members’ financial security first, with 80,000 members across Australia.

With over $380m in funds under management and origins that date back over 170 years, our ethos of helping the community in their time of need, that founded Foresters in 1849, continues today.

1Sickness and accident cover is dependant on the type of package chosen. Waiting periods and pre-existing conditions apply.
2 Example provided using ‘Essentials’ package, paid monthly.
3 Paying for your Funeral, viewed 2021 February, <Moneysmart.gov.au>
*  Coverage is available in specific packages only and in some cases may also include the employee’s spouse and dependants. Please read the product flyer for more information on package inclusions and exclusions.
^ This is for illustrative purposes only, utilising the Essentials package. Pricing may vary depending on your the package chosen.

Give your employees peace of mind for life’s unexpected events by contacting us today on 1800 773 427 (free call) or

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