What is Unexpected Events Cover?

Your people are often your most vital assets. Unexpected Events Cover is specially designed personal insurance that combines the most important elements of life, illness, and accident insurance.

The result? Simple, cost-effective insurance with packages starting from as little as $3.75 per month per person^.

Our cover provides a way to protect your employees or members from the financial stress that can come from life’s unexpected events, by giving them quick access to funds when they are most needed.

Unexpected Events Cover combines the most valued insurance elements so you can look after your employees or members.

Unexpected Events Cover can include:

1. Essential death cover

Should the unthinkable happen to members, or their immediate family*, they will receive a pay-out of up to $12,000 for funeral expenses or other essential bills.

2. Accident cover

A flat fee to assist in helping cover the gap for members when an accident happens to support your people get back to work.*

3. Sickness cover

Supplementary sickness cover, to help members through periods when employees or members are unable to work after their employer’s sick leave has been exhausted.*

^‘Essentials’ package.

*Coverage is available in specific packages only and in some cases may also include the employee’s spouse and dependants. Please read the product brochure for more information on package inclusions and exclusions.

What can Unexpected Events Cover help you achieve?

  • Group of young friends out to lunch

    Now, more than ever people are thinking about their financial health and how they would provide for their families should the unexpected happen. Unexpected Events Cover allows you to care for your people’s wellbeing beyond the workplace by giving them prompt access to money when they need it most.

  • Placeholder image

    Employee turnover can be expensive; and retaining members by finding ways to add value can also be difficult. Benefits are one of the most important factors people consider when choosing the businesses and organisations they belong to. With Unexpected Events Cover, you can provide peace of mind for the price of a lunch. Packages starting from as little as $3.75 per person, per month for Essentials Cover^ offers a death benefit of $12,000 when needed most.

     

    ^ Annual limits, waiting period and pre-existing conditions apply

  • Placeholder image

    Unexpected Events Cover offers you four simple packages to choose from depending on your needs. Select one or a combination of packages that may suit different levels in your organisation.

What can Unexpected Events Cover help you achieve?

  • Placeholder image

    Employee turnover can be expensive; and retaining members by finding ways to add value can also be difficult. Benefits are one of the most important factors people consider when choosing the businesses and organisations they belong to. With Unexpected Events Cover, you can provide peace of mind for the price of a lunch. Packages starting from as little as $3.75 per person, per month for Essentials Cover^ offers a death benefit of $12,000 when needed most.

     

    ^ Annual limits, waiting period and pre-existing conditions apply

  • Group of young friends out to lunch

    Now, more than ever people are thinking about their financial health and how they would provide for their families should the unexpected happen. Unexpected Events Cover allows you to care for your people’s wellbeing beyond the workplace by giving them prompt access to money when they need it most.

  • Placeholder image

    Unexpected Events Cover offers you four simple packages to choose from depending on your needs. Select one or a combination of packages that may suit different levels in your organisation.

Looking to learn more or discuss your package options further?

Why choose Unexpected Events Cover?

Unexpected Events Cover is uniquely designed to provide a range of benefits for both you and your people.
  • Cost effective premiums

    Unexpected Events Cover is specifically designed to protect your greatest assets—your people—at an affordable price: starting from as little as $3.75 per month, per person^.

    ^‘Essentials’ package.

  • Quick and easy set up

    Simple contract with a group sign up process, with no need for individual applications, medical questionnaires or examinations (excluding pre-existing conditions).

  • Simple fast claims

    When the unexpected strikes, cash payouts are made directly to your people, to be used as they choose or need. No strings attached.

  • Enjoy committed support and service

    With over 170 years’ experience in supporting people in their time of need, our friendly Australian-based service team is here for you every step of the way.

Why choose Unexpected Events Cover?

Unexpected Events Cover is uniquely designed to provide a range of benefits for both you and your people.
  • Quick and easy set up

    Simple contract with a group sign up process, with no need for individual applications, medical questionnaires or examinations (excluding pre-existing conditions).

  • Enjoy committed support and service

    With over 170 years’ experience in supporting people in their time of need, our friendly Australian-based service team is here for you every step of the way.

  • Cost effective premiums

    Unexpected Events Cover is specifically designed to protect your greatest assets—your people—at an affordable price: starting from as little as $3.75 per month, per person^.

    ^‘Essentials’ package.

  • Simple fast claims

    When the unexpected strikes, cash payouts are made directly to your people, to be used as they choose or need. No strings attached.