Leverage tax-free earnings and withdrawals
Pay no personal tax on investment earnings while your money is in the fund. Additionally, withdrawals from the fund after 10 years are tax-free, subject to the 125% Contribution Rule.
Financially protect loved ones and safeguard your estate
You can nominate a beneficiary anytime to receive the proceeds of the Investment Bond in the event of your death—tax free—without the inconvenience of a probate, Will or trust. No yearly renewal is required, and you can update the nominated beneficiary at any time.
Simple, secure wealth transfer to the next generation
When a nominated child—or children—reaches an age of your choosing, there is no capital gains tax paid on the transfer of the policy. Additionally, the start date of the 10-year rule retains from the start of your policy, so the child is closer to tax-free withdrawals from the fund.
A wealth of investment options
The Foresters Financial Investment Bond offers four options designed to align with your distinct financial objectives.
Each option has a unique risk profile and investment strategy. You have the flexibility to choose one option, or a combination of options.
Investment options and asset allocations:
View this extract from the Product Disclosure Statement.
Further details and information
Enquire for more information
Whatever your financial goals, we share your ambition, get in contact with the Investor Services Team today.
consolidate your legacy