Bond calculator

The astute way to grow, protect, and transfer wealth

Uniquely designed for discerning investors, the Foresters Financial Investment Bond supports long-term financial strategy.

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  1. 1.

    Leverage tax-free earnings and withdrawals

    Pay no personal tax on investment earnings while your money is in the fund. Additionally, withdrawals from the fund after 10 years are tax-free, subject to the 125% Contribution Rule.

  2. 2.

    Financially protect loved ones and safeguard your estate

    You can nominate a beneficiary anytime to receive the proceeds of the Investment Bond in the event of your death—tax free—without the inconvenience of a probate, Will or trust. No yearly renewal is required, and you can update the nominated beneficiary at any time.

  3. 3.

    Simple, secure wealth transfer to the next generation

    When a nominated child—or children—reaches an age of your choosing, there is no capital gains tax paid on the transfer of the policy. Additionally, the start date of the 10-year rule retains from the start of your policy, so the child is closer to tax-free withdrawals from the fund.

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A wealth of investment options

The Foresters Financial Investment Bond offers four options designed to align with your distinct financial objectives.

Each option has a unique risk profile and investment strategy. You have the flexibility to choose one option, or a combination of options.

Investment options and asset allocations:

View this extract from the Product Disclosure Statement.

*Please note, we recommend seeking professional advice regarding your individual circumstances and whether the investment option(s) are appropriate for you.

Performance and unit pricing

View daily unit pricing. Prices are updated regularly

Alternatively, view historical weekly unit pricing.

 

Investment Options Performance

The below return table shows the investment performance for the investment bond options:

Investment Bond
Net Returns 31 August 2024*
Investment Options FYTD 1 year 2 years p.a. 3 years p.a.#
High Growth 1.84% 9.59% 8.14% 3.26%
Growth 1.92% 8.34% 6.77% 2.63%
Sustainable 1.53% 7.62% 5.56% N/A
Balanced 1.75% 7.09% 5.22% 0.97%

* net returns are net of tax and net of fees

# please note that the High Growth, Growth and Balanced options were launched 31 December 2020 hence no data is presented for 5+ years of performance history

^ The Sustainable option was first seeded 7 January 2022

Fees and costs

View the fees and costs extract from our Product Disclosure Statement.

Further details and information

Enquire for more information

Whatever your financial goals, we share your ambition, get in contact with the Investor Services Team today.

Grow your wealth,
consolidate your legacy